38.9% Of Fife’s Under 35s Own Their Own Home…So Much For ‘Generation Rent’

Since the mid 2000s, Britain has been told the same bad news housing stories. Young people have been locked out of homeownership. Deposits are impossible to save. Mortgage rules are too strict. And ‘Generation Rent’ is now permanent. According to the narrative by the newspapers, younger generation homeownership has collapsed.

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UK House Price Index (Scotland): March 2026

Scotland’s housing market is holding up, but the foundations are fragile.

Scottish average house prices rose 1.6% annually to £187,000 in March 2026 — a modest but positive figure that sits well above the UK-wide annual house price change of 0.0% for the same period, suggesting Scotland has shown relative resilience compared to England. Semi-detached homes led the gains at 4.4%, while flats and maisonettes fell 1.4% — a split that likely reflects buyers stretching for more space while the entry-level flat market softens under affordability pressure.

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