The decisions we make at an individual level are influenced by much larger economic forces, while the collective decisions of investors, governments, lenders and consumers ultimately shape the markets we operate in.
(more…)Just like that, summer is over. And as the leaves get ready to turn from green to gold, it’s time for some landlord autumn checks to ensure your rental home makes it safely through winter.
You don’t need to wait for an expensive Christmas callout to find out that your property isn’t ready for the colder months, and a few checks now can save you a lot of hassle when the temperature drops.
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The Fife property market has changed noticeably over the past three years. Buyers now have more choice with a 9.5% increase in the homes for sale, while sellers face a very different level of competition from their neighbours. That does not mean Fife homes are not selling, but it does mean buyers can afford to be more selective. For anyone thinking of selling, understanding how the balance of supply and demand has shifted has never been more important.
(more…)Wealth creation is often discussed in terms of money, assets, returns and opportunities.
But behind all of those things are decisions.
(more…)UK house-price inflation has slowed to 0.8% annually, the lowest rate for more than two years. At the same time, sales agreed are 9% lower than a year ago, while the stock of homes for sale has risen 5%, meaning buyers have more choice and sellers face more competition.
A major factor is mortgage costs. A typical 75% LTV five-year fixed mortgage had risen to around 5.2% by the end of September, compared with 4% at the start of 2026. Zoopla calculates that this adds approximately £150 a month—or £1,800 a year—to the average buyer’s mortgage costs.
(more…)Good foundations are the bedrock of a solid sale, and selling your home has enough riding on it without adding buyer surprises into the mix.
But you don’t have to look far in mainstream or social media for tales of homeowners wondering “why didn’t they say that before?” after their buyer drops a late revelation.
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For anyone trying to buy a home in Fife today, that headline probably sounds ridiculous.
Fife house prices are higher, deposits involve larger sums of money, mortgage payments can feel substantial and household finances are being squeezed by the wider cost of living. It is therefore understandable that many Fife people look back at the last few decades and conclude that buying a home must have been considerably easier then.
(more…)Weekly round up on what’s driving the Fife Property market including a look at recent listings, sales and coming soon:
Article, Podcast and TV Shows written and produced this week are:
(more…)We’re looking at something that affects almost everybody watching or listening — whether you’re employed, running a business, investing, building a Buy-to-Let portfolio or simply trying to work out what to do with your money.
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Buying a home has rarely felt like a straightforward decision, and the present market is no exception. Mortgage rates remain higher than many buyers became accustomed to during the 2010s, household finances have been squeezed by inflation, and the economic outlook continues to provide enough uncertainty for prospective purchasers to wonder whether they would be better off waiting for conditions to improve.
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