ZOOPLA UK HOUSE PRICE INDEX REPORT – SEPTEMBER 2026
Jim Parker
October 2, 2026
SUMMARY OF REPORT
Headline UK picture
UK house-price inflation has slowed to 0.8% annually, the lowest rate for more than two years. At the same time, sales agreed are 9% lower than a year ago, while the stock of homes for sale has risen 5%, meaning buyers have more choice and sellers face more competition.
A major factor is mortgage costs. A typical 75% LTV five-year fixed mortgage had risen to around 5.2% by the end of September, compared with 4% at the start of 2026. Zoopla calculates that this adds approximately £150 a month—or £1,800 a year—to the average buyer’s mortgage costs.
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