Doing well with money has little to do with how smart you are and a lot to do with how you behave. And behaviour is hard to teach.
We all do some unexpected things with money, mainly because this whole game is still somewhat new to us. What might look a bit zany to you could totally make sense to me.
(more…)If you want to boost your sale price and increase your buying power for your next move, finding ways to add value to your home is a super smart idea.
From a purely financial perspective, upgrading to sell means focusing on improvements that turn your home into a magnet for your target buyer – it’s all about meeting a demand.
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The Chancellor’s Autumn Budget has landed and although the headline tax changes technically apply only in England, it would be unwise to dismiss their relevance to Scotland. Tax and housing policy has a habit of travelling north in some form, even when Scotland initially appears to stand apart. So, let us treat these measures as though they were arriving here. If Holyrood introduced the same mansion tax on homes above £2 million and applied a 2% rise in property income tax, what would the consequences be for Fife homeowners and landlords?
(more…)Weekly round up on what’s driving the Fife Property market including a look at recent listings, sales and coming soon:
Article, Podcast and TV Shows written and produced this week are:
(more…)Winding down from an action-packed week on Necker Island, it is time to reflect and assess the true value of such an experience.
Understanding the true purpose of being in such a place, surrounded by likeminded and successful individuals can allow for some true character building.
(more…)Ahh, the pleasures of landlord bookkeeping. Whether you’re a natural admin wizard or a regular last-minute filer, the job of completing your tax return is rarely an annual highlight.
Landlords have plenty of hoops to jump through in their self-assessment filing, so it’s always worth looking at how you can streamline your accounting for savings and efficiencies.
With that in mind, let’s dive into the wonderful world of landlord bookkeeping and take a look at:
(more…)Weekly round up on what’s driving the Fife Property market including a look at recent listings, sales and coming soon:
Article, Podcast and TV Shows written and produced this week are:
(more…)When it comes to investing, many investors focus on headline figures—annual percentage gains, dividend yields, or capital growth.
While these figures are important, they often tell only part of the story. True investment return goes beyond these surface numbers to capture the net benefit an investor actually receives, taking into account a range of financial and behavioural factors.
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If you listened to the doom merchants, you would think first-time buyers (FTB) in Fife had no chance at all. According to the loudest voices, buying a first home is impossible, the ladder has been pulled up, and the only people who buy their first homes today are lottery winners or those with wealthy parents. The story is always the same. Prices up, wages squeezed, and doors slammed shut.
Yet when you scratch beneath the surface, the facts tell a very different story. In truth, the numbers completely overturn what many people believe. They also offer something precious. Hope. Real hope, backed by evidence rather than headlines.
(more…)If you want to move home in spring, winter is the time to get it live on the market, but does anyone actually buy at this time of year? Well, yes, they do.
It’s true that activity levels are lower, mainly down to people waiting till spring to put their homes up for sale, but that gives winter sellers a number of unsung advantages.
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